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For other uses, see Loan (disambiguation). Finance Financial markets Bond market Stock (Equities) Market Forex market Derivatives market Commodity market Money market Spot (cash) Market OTC market Real Estate market Private equity Market participants Investors Speculators Institutional Investors Corporate finance Structured finance Capital budgeting Financial risk management Mergers and Acquisitions Accounting Financial Statements Auditing Credit rating agency Leveraged buyout Venture capital Personal finance Credit and Debt Employment contract Retirement Financial planning Public finance Tax Banks and banking Fractional-reserve banking Central Bank List of banks Deposits Loan Money supply Financial regulation Finance designations Accounting scandals History of finance Stock market bubble Recession Stock market crash History of private equity This box: view • talk • edit A loan is a special type of securities lending whereby the stock of a borrower is hedged by the lender against loss, using options or other hedging strategies to reduce lender risk.[citation needed] A pre-settlement loan is a contractual promise between two parties where one party, the creditor, agrees to provide a sum of money to a debtor, who promises to return the money to the creditor either in one lump sum or in parts over a fixed period in time. This agreement may include providing additional payments of rental charges on the funds advanced to the debtor for the time the funds are in the hands of the debtor (interest). Contents 1 Types