For other uses, see Loan (disambiguation). Finance Financial markets Bond market Stock (Equities) Market Forex market Derivatives market Commodity market Money market Spot (cash) Market OTC market Real Estate market Private equity Market participants Investors Speculators Institutional Investors Corporate finance Structured finance Capital budgeting Financial risk management Mergers and Acquisitions Accounting Financial Statements Auditing Credit rating agency Leveraged buyout Venture capital Personal finance Credit and Debt Employment contract Retirement Financial planning Public finance Tax Banks and banking Fractional-reserve banking Central Bank List of banks Deposits Loan Money supply Financial regulation Finance designations Accounting scandals History of finance Stock market bubble Recession Stock market crash History of private equity This box: view • talk • edit A loan is a loan in order to put the borrower in a position that one can gain advantage over him or her. Where the moneylender is not authorised, it could be considered a loan shark. Usury is a different form of abuse, where the lender charges excessive interest. In different time periods and cultures the acceptable interest rate has varied, from no interest at all to unlimited interest rates. Credit card companies in some countries have been accused by consumer organisations of lending at usurious interest rates and making money out of frivolous "extra charges". [1] Abuses can also take place in the form of the customer abusing

Engineering Graduates Make A Large Salary!

One of the biggest payoffs in a college degree could be for engineering majors. A National Association of Colleges and Employers Salary Survey shows that four of the five most highly paid 2010 majors ...

Study in South Africa - The Most Alluring Destination on the African Continent

The academic world is now filled with plenty of options to shape up the career of students. Studying abroad is one such option mulled over by many. It allows students to explore new things in life ...

America: No Longer the World's Education Leader!

It's been expected and now it's finally happened. The College Board reported last Thursday on the growing gap between the United States and other countries in terms of their college graduation rate...